Credit unions in Chile and their role in financial inclusion

dc.creator	Lemus, Antonio
dc.creator	Rojas, Cristian
dc.date	2022-11-17
dc.date.accessioned	2023-09-07T16:20:17Z
dc.date.available	2023-09-07T16:20:17Z
dc.identifier	https://www.rae-ear.org/index.php/rae/article/view/782
dc.identifier.uri	https://revistaschilenas.uchile.cl/handle/2250/233632
dc.description	This paper explores the role played by credit unions in financial inclusion in Chile. Using administrative individual-level data, we analyze the borrowing behavior of credit union debtors. The results find that credit unions contribute to financial inclusion: it is more likely that people with low income, elderly, women, and inhabitants of small communities, far from the large urban centers, borrow from credit unions. Also, we find that having a credit union commercial office in the county where individuals live increases their access to credit.	en-US
dc.format	application/pdf
dc.language	eng
dc.publisher	Universidad Alberto Hurtado - Facultad de Economía y Negocios	en-US
dc.relation	https://www.rae-ear.org/index.php/rae/article/view/782/275275323
dc.source	Revista de Análisis Económico ; Vol. 37 Núm. 1 (2022); 75-103	es-ES
dc.source	Economic Analysis Review; Vol. 37 No. 1 (2022); 75-103	en-US
dc.source	0718-8870
dc.source	0716-5927
dc.subject	credit unions	en-US
dc.subject	financial inclusion	en-US
dc.subject	credit	en-US
dc.title	Credit unions in Chile and their role in financial inclusion	en-US
dc.type	info:eu-repo/semantics/article
dc.type	info:eu-repo/semantics/publishedVersion