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dc.creatorWalczak,Steven
dc.creatorBorkan,Gary L
dc.date2016-01-01
dc.date.accessioned2019-04-25T12:41:57Z
dc.date.available2019-04-25T12:41:57Z
dc.identifierhttps://scielo.conicyt.cl/scielo.php?script=sci_arttext&pid=S0718-18762016000100005
dc.identifier.urihttp://revistaschilenas.uchile.cl/handle/2250/61246
dc.descriptionCredit cards and the subsequent payment of credit card debt play a crucial role in e-commerce transactions. While website design effects on trust and e-commerce have been studied, these are usually coarse grained models. A more individualized approach to utilization of online credit card payment services is examined that utilizes personality as measured by the Myers-Briggs personality type assessment to determine variances in perception of online payment service features. The results indicate that certain overriding principles appear to be largely universal, namely security and efficiency (or timeliness) of the payment system. However there are differences in the perceived benefit of these features and other features between personality types, which may be capitalized upon by payment service providers to attract a broader base of consumers and maintain continuance of existing users.
dc.formattext/html
dc.languageen
dc.publisherUniversidad de Talca
dc.relation10.4067/S0718-18762016000100005
dc.rightsinfo:eu-repo/semantics/openAccess
dc.sourceJournal of theoretical and applied electronic commerce research v.11 n.1 2016
dc.subjectCredit-card
dc.subjectElectronic commerce
dc.subjectMyers-Briggs
dc.subjectPayment portals
dc.subjectPersonality
dc.subjectPortal features
dc.titlePersonality Type Effects on Perceptions of Online Credit Card Payment Services


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